By Mohammad Khashefi LLB (Hons)  Owners corporations and insurers in Victoria and whoever was waiting for the changes to section 18 of the Owners Corporation Act 2006 (Vic), section 18 of the Act is now changed! There is no longer a requirement for a special resolution to be passed for owners corporations to be able to commence […]

The team at ADC Legal are experts in Insurance Law and Debt Recovery.  Our aim is to provide you with the best legal advice and quickest recovery, at a cost that is better than our competition. Simply put, our goal is to make your life easier. At ADC Legal, we foster a culture of excellence […]

Our Director, Adam Stewart and our Customer Relationship Manager, James McGuire were in Sydney attending the Insurance ClaimsTech Summit –  – the country’s leading claimstech event putting the spotlight on the latest challenges in the sector, as well as innovations and tech tools to streamline claims handling, effectively communicate with customers and achieve operational efficiency.  […]

One of the best ways insurers can mitigate claims costs is to increase recoveries. Claims recoveries is simply collecting the cost of the claim from the at fault party. An example is when a tenant’s vehicle hits a roller door. The insurer pays for the repairs and then has to attempt to recover the repairs […]

As a claims recovery specialist for an insurer or TPA, I am exposed to a wide range of claim processes, systems, and procedures ( third party administrator). So, here are my recommendations for improving the efficiency of the claims recovery process. What is the Recovery of Insurance Claims?  Insurance Claims Recovery is a legal phrase […]

With claims payouts and loss-adjustment charges accounting for up to 80% of an insurance company’s revenue, claims are the most expensive part of the business.  Claims recovery is one approach to cut down on these costs. Specifically, where the insured is not at fault, recovering money from at-fault parties. For instance, suppose a truck collided […]

If traditional debt collection methods fail, legal action may be necessary. We will only recommend legal action at Debt Recoveries Australia if the amount owed exceeds $5,000.00 and we know the debtor or company has assets to satisfy the debt. There are a few other factors to consider, but these are the two foundations on […]

In this installment of the Insurance Claims Recoveries Expert Series, let’s discuss the option of outsourcing insurance claims recoveries to a debt collection expert.  Why should an insurance company contract out this part of the claims process? What are the reasons for this, and what are the advantages?  The main advantage, of course, is that […]

When a recoverable amount arises as a result of a “not at fault” claim, insurance claims recoveries are required. For example, an insurer may pay for repairs to their insured’s vehicle. The insured is not at fault for the accident and has provided information about the responsible party. The vehicle repairs can then be recovered […]

What services does a calderbank provide? A “Calderbank offer” is named after the decision in the important case of Calderbank v Calderbank from the English Court of Appeal.  It is a written offer made without prejudice in full and final settlement of a claim, including any claim for legal costs. Because the offer is made […]